Financial Advisor - Credit Rating Check and Banking Services
All banks ru app is the best way to find out your credit rating online. There is no vsebank and there will be no ads in the application, and all functions are available absolutely free!
Your credit history is available for free directly from the mobile application. Get the necessary information on banks:
Tinkoff
Sberbank
Alfa Bank
VTB
Post bank
Renaissance credit
Home credit
and many others, you can find out your credit history for free in our application. It is enough to be registered on the GOS SERVICES portal. The All Banks application does not collect or transfer personal information.
You don't need a loan calculator to calculate a loan or find a loan. We have made sure that you receive only reliable information.
An online loan calculator is the most unreliable way to find out if there was an overpayment on a loan
The only sure way to check credit debts online without registration is available in the All banks application
Having found out your credit rating, you can choose banking services presented in the Russian market.
Our service will help you get a credit card, as well as find out if there are any offers at the moment, for example, an installment plan without overpayments and whether it is available to you.
The chatbot of the Vsebank mobile application will help to compile a rating of banking services offers free of charge. Interested in online installments or home loan installments? You will receive the best offers for the product you are interested in. Or the best offers from competitors.
We do not hide any pitfalls or restrictions with an asterisk. By clicking the "details" button, you will see the answers to the most frequently asked questions regarding banking services. Bank cards in Russia are not only a way to store money, but also a tool for generating income.
Read carefully the top values for financial services
Loan settlements. General terms:
- Minimum loan term - 75 days;
- The maximum loan term is 84 months;
- Minimum interest rate - 4% (APR) including all fees and taxes;
- Maximum interest rate - 29.9% (APR) including all fees and taxes;
The formula for calculating the monthly payment and the total overpayment with an example:
P = S * R * (1 + R) ^ N / ((1 + R) ^ N - 1), where
P - the amount of the monthly loan payment
S - loan amount
R - interest rate per month. R = Annual interest rate / 12
N - loan term in months
We propose to calculate the amount of payment for the borrower who wants to borrow 20,000 rubles from the bank. at 12% per annum for 3 years:
R = 12/100 * 12 = 0.01
P = 20,000 * 0.01 * (1 + 0.01) ^ 36 / ((1 + 0.01) ^ 36-1) = 665.47
The formula for calculating the overpayment T = (N * P) - S = (36 * 665.47) - 20,000 = 3956.92
Outcome:
Overpayment on the loan 3956 rubles 92 kopecks,
Monthly payment amount RUB 665 47 kopecks
You can compare cashback from banks in the Russian Federation by answering a few questions. The chatbot will show all current offers and calculate the amount of cashback and additional bonuses.
All offers collected in the All Banks mobile application are relevant and available in the largest regions of Russia: Moscow and the region, St. Petersburg, Kazan, Ufa, Novosibirsk, Yekaterinburg, Perm, Krasnodar, Sochi, Khabarovsk, Vladivostok and others.